Compare Savings Accounts

Savings Accounts

You worked hard to earn it so you owe it to yourself to get the maximum interest on your savings. From easy access to longer term fixed rate deals you need to be clear what your objectives are. Is this money for a house purchase or a new car in a year’s time or might you need instant access to it? Compare the market’s best savings accounts below or read our guide for more considerations.

Show me the best Savings Accounts for:

Rank Savings account Provider Interest rate Features Apply now
1 Tiered Savings Account
Tiered Savings Account
Emirates NBD 2.50%
  • Tiered Interest Rates depending on balance held
  • 0.25 - 2.5% depending on tenor
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Emirates NBD - Tiered Savings Account

Minimum opening balance (AED):
3,000.00

Interest rate:
2.50%

Shariah:
Yes

Unlimited free withdrawals (AED):

  • Unlimited

Emirates NBD - Tiered Savings Account
Savings account
2 F@st S@ver Account
F@st S@ver Account
RAK Bank 2.50%
  • High interest of 2.5% p.a. (AED) and 1.5% p.a. (USD)
  • No minimum Account Balance or Account Maintenance Charges
  • Free debit card
  • Interest for your Savings Account calculated every day, paid every month
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RAK Bank - F@st S@ver Account

Minimum opening balance (AED):
0.00

Interest rate:
2.50%

Shariah:
Yes

Unlimited free withdrawals (AED):

  • One per month

RAK Bank - F@st S@ver Account
Savings account
3 ADCB @ctive Saver Account
ADCB @ctive Saver Account
ADCB 2.25%
  • 0 - 2.25% depending on balance
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ADCB - ADCB @ctive Saver Account

Minimum opening balance (AED):
10,000.00

Interest rate:
2.25%

Shariah:
Yes

Unlimited free withdrawals (AED):

  • One free per month

ADCB - ADCB @ctive Saver Account
Savings account
4 Smart S@ver Account
Smart S@ver Account
Emirates NBD 2.25%
  • 0.25 - 2.25% depending on balance
  • Designed to encourage regular saving, other accounts with RAK Bank required
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Emirates NBD - Smart S@ver Account

Minimum opening balance (AED):
3,000.00

Interest rate:
2.25%

Shariah:
Yes

Unlimited free withdrawals (AED):

  • Unlimited

Emirates NBD - Smart S@ver Account
Savings account
5 Term Deposit
Term Deposit
HSBC 2.00%
  • Minimum deposit amount: AED10,000 or foreign currency of 5,000
  • Currencies available: AED, USD, GBP and EUR
  • Standard tenors: 1, 2, 3, 4, 6, 9 and 12 months
  • Interest rates are variable but once booked the term deposit interest rate is fixed for the tenor and interest is paid upon maturity
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HSBC - Term Deposit

Minimum opening balance (AED):
10,000.00

Interest rate:
2.00%

Shariah:
Yes

Unlimited free withdrawals (AED):

  • 1 - 12 month tenors

HSBC - Term Deposit
Savings account
6 Fixed Deposit Account
Fixed Deposit Account
ADCB 1.90%
  • 0.08 - 1.9% depending on tenor
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ADCB - Fixed Deposit Account

Minimum opening balance (AED):
5,000.00

Interest rate:
1.90%

Shariah:
Yes

Unlimited free withdrawals (AED):

  • 1 - 12 month tenors

ADCB - Fixed Deposit Account
Savings account
7 e-Saver
e-Saver
HSBC 1.50%
  • Interest calculated daily and paid monthly
  • No Minimum Account Balance
  • No Account Fees
  • Flexibility of One withdrawal per month without losing interest
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HSBC - e-Saver

Minimum opening balance (AED):
0.00

Interest rate:
1.50%

Shariah:
Yes

Unlimited free withdrawals (AED):

  • One per month

HSBC - e-Saver
Savings account
8 RAKsave
RAKsave
RAK Bank 1.50%
  • 0.5 - 1.5% depending on balance
  • Free Debit Card
  • Instant account access
  • Monthly account statements clearly detailing all transactions
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RAK Bank - RAKsave

Minimum opening balance (AED):
3,000.00

Interest rate:
1.50%

Shariah:
Yes

Unlimited free withdrawals (AED):

  • Unlimited

RAK Bank - RAKsave
Savings account
9 Millionaire Destiny Savings Account
Millionaire Destiny Savings Account
ADCB 1.25%
  • Win up to 12 million AED in a year
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ADCB - Millionaire Destiny Savings Account

Minimum opening balance (AED):
0.00

Interest rate:
1.25%

Shariah:
Yes

Unlimited free withdrawals (AED):

  • Unlimited - should balance fall below 5,000 AED you will not take part in the monthly draw

ADCB - Millionaire Destiny Savings Account
Savings account
10 Savings Account
Savings Account
RAK Bank 0.50%
  • Dirham, US Dollar, Euro or Pound Sterling
  • Free debit card
  • Unlimited access to your savings
  • Get monthly, quarterly or bi-annual statements
Apply now Key facts
RAK Bank - Savings Account

Minimum opening balance (AED):
3,000.00

Interest rate:
0.50%

Shariah:
Yes

Unlimited free withdrawals (AED):

  • Unlimited

RAK Bank - Savings Account
Savings account